Fundamental Quote Of Insurance Policies

1-Risk-A tutorial about risk and insurance.

2-Risk,Perils,And Hazards.

3- Handling Risk.

4- Insurance;Insurance Risk ; Underwriting And Adverse Selection-A tutorial about the basics of insurance companies, underwriting and adverse selection,and what constitutes and insurable risk.

5-Legal liability and Negligence

6-Law of Large Numbers: Using the law of large number to determine underwriting risk and insurance premium.

6-Indemnity: How property insurance pays for losses.

7-Insurable interest: What constitutes an  insurable interest , and when must it exist.

8-Subrogation.

9- Utmost Good Faith-Representations,Concealment's, And Warranties-Why honesty is the best policy in insurance.

10-Insurance Contract.

11-Insurance Deductible- The different types of deductibles and how they reduce insurance premiums.

12-
Coinsurance-How coinsurance reduce health  insurance premiums,and equalizes rates for  property insurance.


12-Multiple insurance Coverage: Pro Ra-ta Liability,Contribution of Equal shares, and primary and Excess insurance-What determines ho much each insurance policy pays when multiple policies cover the same loss.
Credit-Based Insurance Scores- How and why personal credit scores affect insurance rates.