Company:
1-Allstate

Smart Rating:   
95

Affordability Rating:                 4.3 out of 5


Customer Experience Rating:                  4.3 out of 5




Financial Strenth Rating:                   4.3 out of 5


Allstate Highlights:  

1- Customer service waiting of okay to deal with 
2- Relatively affordable rates
3-Tons of discounts for customers
4- Good financial Standing
5- Emergency roadside assistance
6-24/7 claims service
7-  10% market share- one of the largest car insurance companies


What offer:

Discount Type and %
Good credit :                             68%
Clean record no recent incidents:              32%
Car has seatabelts airbags    30%
Multiple cars on one policy


2-Company:
Liberty Mutual 

Smart Rating:        94


Affordability Rating:        4.7 out of 5


Customer Experience Rating:      4.3 out of 5




Financial Strength Rating:      3.9    out of 5

Liberty Mutual Highlights:
1- Customer service waiting of okay to deal with 
2- Relatively affordable rates
3-Tons of discounts for customers
4-Below average financial standing
5- Emergency roadside assistance
6-24/7 claims service
7- 4.7% market share- one of the largest car insurance companies




Discount Type and %
Car has anti-theft device         25%
Student away at school              22%
Good Student                            22%
Car has seat-belts/Airbags               20%
Bundling Home insurance with Car       9%


3-
Company:
           USAA


Smart Rating:                100


Affordability Rating:                         4.7 out of 5


Customer Experience Rating:                 4.4 out of 5




Financial Strength Rating:               4.9 out of 5

USAA    Highlights:
1- Customer service relatively Easy to deal with 
2-Very affordable rates    
3-Tons of discounts for customers
4-Excellent financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7- 4.8% market share- one of the largest car insurance companies in the U.S




Discount Type and %
Car has anti-theft device         20%
Student away at school              20%
Car stored  on military base          15%
Car has seat-belts/Airbags               15%
Multiple cars on one policy           12%


4-Company:

State Farm

Smart Rating:                         97 


Affordability Rating:                           4.2 out of 5


Customer Experience Rating:                   4.7 out of 5

USAA    Highlights:
1- Customer service relatively Easy to deal with 
2-Best in Southwest region and New York Power in 2-14
3-Tons of discounts for customers
4-Excellent financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7-18.3% market share- one of the largest car insurance companies in the U.S




Discount Type and %
Good Credit                       80%
Clean record no recent incidents       25%
Good Student                                   25%
Bundling Home Insurance Car             22%
Multiple cars on one policy           20%


5-
Company:

Auto -Owners

Smart Rating:                 97


Affordability Rating:                  4.3         out of 5


Customer Experience Rating:                       4.3 out of 5


Financial Strength Rating:                       4.5 out of   5


USAA    Highlights:
1- Customer service just okay to deal with 
2-Best in Southwest region and New York Power in 2-14
3-Tons of discounts for customers
4-Excellent financial  standing
5- Emergency roadside assistance

7  0.9%market share- one of the largest car insurance companies in the U.S




Discount Type and %
Good Credit                      69 %
Car has Seat-belts / airbags      35%
Good Student   away to school               25%
Bundling Home Insurance Car             22%
Multiple cars on one policy           31%




6-
Company:
GEICO

                                                      

Smart Rating:                95


Affordability Rating:                 4.5   out of 5


Customer Experience Rating:                  4.8 out of 5





Financial Strength Rating:       4.7 out of 5


GEICO  Highlights:

1- Customer service just okay to deal with 
2-Best in New York J.D Power in 2-14               
3-Tons of discounts for customers
4-Excellent financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7 -9.58%   share- one of the largest car insurance companies in the U.S




Discount Type and %:
        Clean record no recent incidents     26%
Car has Seat-belts / airbags      40%
Professional / Academic /Community group membership    25%
Multiple cars on one policy    25%


7-company:
Erie insurance

Smart Rating:                 97


Affordability Rating:                4.4 out of 5


Customer Experience Rating:     4.9

Erie Highlights:
1- Customer service Easily to   deal with 
2-Best purchase Experience nationwide J.D Power  in 2014
3-Affordable rates                 
4-Good      financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7 -1.18%   share- one of the largest car insurance companies in the U.S




Discount Type and  it %
        Multiple cars on one policy        15%
Pay up front in a lump sum     7%
Car has anti-lock breakers                              5%
Car has anti-thief device        5%



Financial Strength Rating:                       4.2 out of 5

9-company:
Amica

Smart Rating:                97


Affordability Rating:                 4.0 out of 5


Customer Experience Rating:                           4.5 out of   5




Financial Strength Rating:                          4.5 out of  5

Erie Highlights:
1- Customer service restively easy to deal with 
2-Best In New England - J.D Power  in 2014
3-Affordable rates                 
4-Good  financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7 -0.68%   share- one of the largest car insurance companies in the U.S




Discount Type and  it %
        Multiple cars on one policy        25%
Car has seat-belts /Airbags            40%
Bundling Home insurance with car                      10%
Student away at school                           10%





10-
company:
Country Financial

Smart Rating:                96


Affordability Rating:                 4.3 out of 5


Customer Experience Rating:                           4.8       out of 5




Financial Strength Rating:                          4.5 out of 5


Country Financial Highlights: 
1- Customer service relatively easy to deal with 
2-Some discount  for customers      
3-Affordable rates                 
4-Good  financial  standing
5- Emergency roadside assistance
6-24/7 claims service
7 -0.55%   share- one of the largest car insurance companies in the U.S




Discount Type and  it %:  


        Good Student                      25%
Taken specific youth driving course         10%
Professional  /Academic / community  group membership   10%
New / Almost one care                             10%
Taken defensive driving course  5%



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